Until now, you were forced to self-insure or underinsure your car and pay high per-event premiums. With theOpenTrack you can finally get an unlimited use policy at one competitive annual premium.
| US | |
|---|---|
| Built For | Regular track use in high value cars |
| Term | 12 month annual policy |
| Use | Unlimited - Never Register |
| Types of Events | Any non-competition |
| Vehicle Value | Unlimited |
| Deductible | 5% of stated value |
| Covered Tracks | 65+ tracks |
| Canada Coverage | Available for a $500 fee |
| Underwriting | None |
| Owned/Operated | Independently by founders Ben & Jerod |
| The Other Guys | |
|---|---|
| Built For | Low track use in lower valued cars |
| Term | Per Event |
| Use | Registered events only |
| Types of Events | Sanctioned events only |
| Vehicle Value | Capped at $150,000 |
| Deductible | Typically 10% |
| Covered Tracks | Purchased per event |
| Canada Coverage | Not Available |
| Underwriting | Accident & loss history |
| Owned/Operated | By large corporate brokerage firms |
Traditional auto coverage ends once your vehicle goes onto a closed track. When your high-performance vehicle is damaged, you’re on the hook for the cost of repairs. Until now, options were limited and had many drawbacks, such as:
• Requiring you to purchase and register per event.
• High incident deductible.
• Very expensive coverage for people who track often.
• Vehicle value capped at $150,000.
• Additional underwriting and driving records required.
• No ability to transfer coverage to multiple tracks.
theOpenTrack is the only standalone on-track insurance policy designed exclusively for supercars & exotics. No other insurance provides the reassurance and security of full value physical damage coverage when your vehicle is on-track and participating in high-performance driving activities and events.
We know you love your car. That's why we want to help you understand the services theOpenTrack provides, and what options might be best for you.
Will theOpenTrack cover me for competitive events?
theOpenTrack is a non-competition, non-time-trial insurance coverage. Competitive events are not covered with theOpenTrack.
Does theOpenTrack cover international tracks and events?
Yes, Canada coverage is available. The same policy applies to insurance coverage in Canada (non-competition, non-time trial, covered tracks only) as the U.S.
Who do you consider a covered driver?
You, any household members over 25 and any certified* instructors are covered.
*Licensed with NASA or SCCA, or if they're affiliated with PCA or BMW. Instructors hired by HPDE event-day-providers, or employed by driving schools (Skip Barber, Bondurant, etc.), are also covered.
Will theOpenTrack provide liability coverage?
theOpenTrack is physical damage only. No liability coverage is provided under the policy.
What are my payment options?
Payment options include Credit Card, Debit Card and ACH. We love when members choose ACH since it saves us transaction fees!
How do I file a claim?
Claims are filed directly with Jerod Blakestad (jb@theopentrack.com). Email a copy of the incident report, pictures of the damage and estimate for repairs (if applicable).
What if I have more than 3 vehicles?
Email us (bp@blakestad.com) a list of your vehicles and replacement values and we will be in touch shortly.
If I do not want to submit with payment to bind coverage because I have questions, what should I do?
Submit a comment in the Contact section or call or email Ben directly @ 843.324.9599 bp@theopentrack.com
What happens if I change my vehicle(s) in the middle of my policy term?
If you change out a vehicle for the same or lesser value, the only thing you pay is our $50 administrative change fee. If you add a vehicle with a higher value than your current highest valued vehicle we simply pro-rate the increased premium due for the remaining months of the policy.
Can I select a future effective date?
Yes, the Effective Date field on the Sign Up Form allows you to select a date up to 30 days in advance.
