Comparison Table

Built For Regular track use in high value cars
Term 12 month annual policy
Use Unlimited - Never Register
Types of Events Any non-competition
Vehicle Value Unlimited
Deductible 5% of stated value
Covered Tracks 65+ tracks
Canada Coverage Available for a $500 fee
Underwriting None
Owned/Operated Independently by founders Ben & Jerod
The Other Guys
Built For Low track use in lower valued cars
Term Per Event
Use Registered events only
Types of Events Sanctioned events only
Vehicle Value Capped at $150,000
Deductible Typically 10%
Covered Tracks Purchased per event
Canada Coverage Not Available
Underwriting Accident & loss history
Owned/Operated By large corporate brokerage firms



The Problem

Traditional auto coverage ends once your vehicle goes onto a closed track. When your high-performance vehicle is damaged, you’re on the hook for the cost of repairs. Until now, options were limited and had many drawbacks, such as:

• Requiring you to purchase and register per event.
• High incident deductible.
• Very expensive coverage for people who track often.
• Vehicle value capped at $150,000.
• Additional underwriting and driving records required.
• No ability to transfer coverage to multiple tracks.

The Solution

theOpenTrack is the only standalone on-track insurance policy designed exclusively for supercars & exotics. No other insurance provides the reassurance and security of full value physical damage coverage when your vehicle is on-track and participating in high-performance driving activities and events.

Frequently Asked Questions

We know you love your car. That's why we want to help you understand the services theOpenTrack provides, and what options might be best for you.

Will theOpenTrack cover me for competitive events?

theOpenTrack is a non-competition, non-time-trial insurance coverage. Competitive events are not covered with theOpenTrack.

Does theOpenTrack cover international tracks and events?

Yes, Canada coverage is available. The same policy applies to insurance coverage in Canada (non-competition, non-time trial, covered tracks only) as the U.S.

Who do you consider a covered driver?

You, any household members over 25 and any certified* instructors are covered.

*Licensed with NASA or SCCA, or if they're affiliated with PCA or BMW.  Instructors hired by HPDE event-day-providers, or employed by driving schools (Skip Barber, Bondurant, etc.), are also covered. 

Will theOpenTrack provide liability coverage?

theOpenTrack is physical damage only. No liability coverage is provided under the policy.

What are my payment options?

Payment options include Credit Card, Debit Card and ACH.  We love when members choose ACH since it saves us transaction fees!

How do I file a claim?

Claims are filed directly with Jerod Blakestad ( Email a copy of the incident report, pictures of the damage and estimate for repairs (if applicable).

What if I have more than 3 vehicles?

Email us ( a list of your vehicles and replacement values and we will be in touch shortly.

If I do not want to submit with payment to bind coverage because I have questions, what should I do?

Submit a comment in the Contact section or call or email Ben directly @ 843.324.9599

What happens if I change my vehicle(s) in the middle of my policy term?

If you change out a vehicle for the same or lesser value, the only thing you pay is our $50 administrative change fee.  If you add a vehicle with a higher value than your current highest valued vehicle we simply pro-rate the increased premium due for the remaining months of the policy.

Can I select a future effective date?

Yes, the Effective Date field on the Sign Up Form allows you to select a date up to 30 days in advance.

Meet the crew

Sue Rieschl
Sue Rieschl
Operations Director


Ben Phillips
Founder & Managing Partner

New York City

Jerod Blakestad
Jerod Blakestad
Managing Partner


Lauren Nordvold
Marketing Coordinator


Sign Up Form

Please enter your personal and vehicle information below and choose a coverage option to get started.
E.g., 04/26/2018
  • Instructor as covered driver (now included)
  • Coverage automatic at 65+ tracks nationwide
Optional Coverage Total $0.00
Vehicle A:
Vehicle B:
Vehicle C:
Administrative Fee: Select A StateSurplus Line Tax: Select A StateStamping Fee: Select A State
theOpenTrack’s use of personal information that you may submit to theOpenTrack through this Website is governed by theOpenTrack Privacy Policy. We respect your privacy. Therefore, we never share or sell your personal information with any third parties. Any information collected through this site is intended to be used for this transaction only. Your personal information is secured via SSL (Secure Socket Layer) Technology.
First Name:
Last Name:
Car Year:
Car Make:
Car Model:
Car Vin:
Car Coverage:
Car Year:
Car Make:
Car Model:
Car Vin:
Car Coverage:
Car Year:
Car Make:
Car Model:
Car Vin:
Car Coverage:
Access to Canadian Tracks:
TRIA Coverage:

Billing Information

Please Enter your Billing Information Below

Disclaimers & Disclosures


theOpenTrack policy is not intended to cover competition events. By agreeing to the below disclosures and paying the associated premium for your coverage you are advising theOpenTrack, LLC to bind your coverage and charge your credit card.


This agreement is provided as surplus lines coverage under the Non-admitted Insurance Act. Aspen Insurance Company is rated "A Excellent" by A.M. Best. Aspen Insurance Company is an approved, non-admitted carrier and is not licensed by nor under the supervision of the state department of insurance. If an approved, non-admitted carrier is found insolvent, the State Insurance Guaranty Fund will not respond.


Client acknowledges theOpenTrack, LLC receives commission from the insurer for the sale of insurance to you. This charge is not part of any premium paid to any carrier and is non-refundable in the event of cancellation. theOpenTrack, LLC, as the insurance agent and administrator for this program, will receive certain compensation, including standard commission, from an insurer, intermediary or other third party as a result of the sale of insurance to you. Additionally, theOpenTrack, LLC, for its work in the role as administrator, may charge a program administration fee which compensates them for services performed, and related costs incurred, for the program participants. This charge is not part of any premium paid to any carrier and is non-refundable in the event of cancellation.

All premiums are taxable.

By agreeing to pay the quoted premium and directing theOpenTrack, LLC to bind coverage on your behalf, you also consent and agree to receive your insurance policy/coverage documents in an electronic format. theOpenTrack, LLC cannot guarantee or make any representations regarding the financial condition of Aspen Insurance Company.


Any person who knowingly has intent to defraud any insurance company, files an application for insurance containing any false information or purposely misleading information commits a fraudulent insurance act which subjects the person to criminal and civil penalties.


You are hereby notified under the Terrorism Risk Insurance Act, you have a right to purchase insurance coverage for losses resulting from acts of terrorism. As defined in Section 102(1) of the Act: The term “act of terrorism” means any act or acts that are certified by the Secretary of the Treasury—in consultation with the Secretary of Homeland Security, and the Attorney General of the United States—to be an act of terrorism; to be a violent act or an act that is dangerous to human life, property, or infrastructure; to have resulted in damage within the United States, or outside the United States in the case of certain air carriers or vessels or the premises of a United States mission; and to have been committed by an individual or individuals as part of an effort to coerce the civilian population of the United States or to influence the policy or affect the conduct of the United States Government by coercion.


All policies are fully earned at inception and non-refundable.


theOpenTrack, LLC
901 N 3rd St #114 | Minneapolis, MN 55401
(612) 767-0886

Partner Tracks

Barber Motorsports Park
Talladega Gran Prix
Arizona Motorsports Park
Inde Motorsports Ranch
AAA Speedway
American Performance Driving Club
Auto Club Speedway of California
Buttonwillow Raceway Park
Chuckwalla Raceway
Mazda Raceway Laguna Seca
Sonoma Raceway
Streets of Willow Springs
Thermal Club
Thunderhill Raceway Park
Willow Springs International Raceway
Aspen Motorsports Park
High Plains Raceway
Pikes Peak International Raceway
Lime Rock Drivers Club
Thompson Speedway Motorsports Park
Daytona International Raceway
The Firm
Homestead Miami Speedway
Palm Beach Driving Club
Sebring International Raceway
Atlanta Motorsports Park
Road Atlanta
Roebling Road
Autobahn Country Club
Blackhawk Farms Raceway
Gateway Motorsports Park
Indianapolis Motor Speedway
Prairie Hills Motor Club
Putnam Park Road Course
NCM Motorsports Park
NOLA Motorsports Park
Palmer Motorsports Park
GingerMan Raceway
Grattan Raceway Park
M1 Concourse Race Track
Michigan International Speedway
Club Spring Mountain
New Hampshire
Club Motorsports
New Hampshire Motor Speedway
New Jersey
New Jersey Motorsports Park
Raceway Park Englishtown
New York
Monticello Motor Club
Watkins Glen International
Mid-Ohio Sports Course
Hallett Motor Racing Circuit
Oregon Raceway Park (ORP)
Portland International Raceway
Pittsburgh International Race Complex 
Pocono Raceway
South Carolina
Carolina Motorsport Park
Memphis International Raceway (MIR)
Circuit of the Americas (COTA)
Eagles Canyon Raceway
Motorsports Ranch 
MSR Houston
Texas World Speedway
Dominion Raceway
VIR Club (Virginia Motorsports Resort)
Pacific Raceways
The Ridge Motorsports Park
West Virginia
Summit Point Raceway
Road America
Calabogie Motorsports Park - ON
Canadian Tire Motorports Park - ON
ICAR Club - QC
Le Circuit Mont Tremblant - QC


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